Treasury bond – Negotiable long-term (10 years or longer) debt obligations issued by the U.S. government and backed by its full faith and credit. Treasury bill – Negotiable short-term (one year or less) debt obligations issued by the U.S. government and backed by its full faith and credit. Time horizon – The amount of time that you expect to stay invested in an asset or security. Short-term investment – Asset purchased with an investment life of less than a year.
Investment stewardship – Engaging with companies and voting proxies to ensure our clients’ interests are represented and protected and the company is focused on responsible allocation of capital and long-term value creation. Growth stock – Typically a well-known, successful company that is experiencing rapid growth in earnings and revenue, and usually pays little or no dividend. Financial materiality – An event or information that are reasonably likely to impact the financial condition or operating performance of a company and should be considered during the investment decision-making process. Federal Funds Rate (Fed Funds Rate) – The interest rate charged by banks with excess reserves at a Federal Reserve district bank to banks needing overnight loans to meet reserve requirements. The most sensitive indicator of the direction of interest rates, since it is set daily by the market, unlike the prime rate and the discount rate, which are periodically changed by banks and by the Federal Reserve Board. Exchange privilege – The ability to transfer money from one mutual fund to another within the same fund family.
Custodian – A bank that holds a mutual fund’s assets, settles all portfolio trades and collects most of the valuation data required to calculate a fund’s net asset value (NAV). Capital gains short term – The difference between an asset’s purchase price and selling price (when the difference is positive) that was earned in under one year. Through investment facilitation, the EU seeks to encourage the setting up of a more transparent, efficient and predictable business climate for investors. This includes, for instance, making information on investment rules public and easily available, or reducing delays in obtaining government permits and approvals. The opportunity today across the securitised market is stark given the two largest buyers of the past 15 years, namely the Federal Reserve and the banks, are absent.
Insurance-linked securities (ILS)
When share prices are not rising above the strike prices (so potentially in falling, sideways or slowly rising markets), the option strategy can add to performance. ICI publishes leading-edge research on financial markets, financial stability, and tax and retirement policy. ICI is also an authoritative source of statistics on the fund industry, collected from ICI member firms and trusted organizations, to provide a comprehensive assessment of the industry and its shareholders at any given point in time.
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Task Force On Climate-related Financial Disclosures (TCFD) – A framework through which companies can improve and increase the reporting of climate-related financial information. Social bonds – A bond instrument where the proceeds will be exclusively applied to finance or refinance in part or in full new and/or existing eligible Social Projects. Sharpe Ratio – A risk-adjusted measure that measures reward per unit of risk. The numerator is the difference between the Fund’s annualized return and the annualized return of the risk-free instrument (T-Bills). Sector breakdown – Breakdown of securities in a portfolio by industry categories.
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Value-style funds – Value-style funds typically hold company stocks that are undervalued in the market. Fundamentally strong companies whose stocks are inexpensive but trending upward may also be selected for value funds. Sustainable investing – A forward-looking investment approach that aims to deliver long-term sustainable financial return in a fast changing world. It encompasses a wide ranging spectrum of approaches, the core of which starts with the incorporation of ESG information. Standard & Poor’s Index – Broad-based measurement of changes in stock market conditions based on the average performance of 500 widely held common stocks commonly known as the Standard & Poor’s 500 or S&P 500.
- Dividend reinvest NAV – Dividends paid to the shareholder of record that are automatically invested in more shares of the security or mutual fund that are purchased at the security’s net asset value.
- The Investment Association and UK Finance in partnership, pioneering an industry-wide initiative to tackle investment fraud.
- It encompasses a wide ranging spectrum of approaches, the core of which starts with the incorporation of ESG information.
- Also, a method of calculating an investment’s return that takes share price changes and dividends into account.
- The yield is determined by dividing the amount of the annual dividends per share by the current net asset value or public offering price.
Green bonds – A type of fixed-income instrument that is specifically earmarked to raise money for climate and environmental friendly projects. Diversification – The process of owning different investments that tend to perform well at different times in order to reduce the effects of volatility in a portfolio, and also increase the potential for increasing returns. Corporate bond – A long-term bond issued by a corporation to raise outside capital. Contingent deferred sales charge (CDSC) – A back-end sales charge imposed when shares are redeemed from a fund. Climate action 100+ – An investor-led initiative to encourage better climate disclosures and emission reduction strategies for a group of large greenhouse gas-emitting companies. Capitalization – The market value of a company, calculated by multiplying the number of shares outstanding by the price per share.
Investment
In general, someone is bullish if they believe the value of a security or market will rise. From March 2020, the Commission publishes its implementing decisions on authorisations granted to individual EU members for bilateral investment agreements. Identifies and develops fintech start-ups, helping them to bring new technology to the investment management sector faster and more effectively, https://trustmediafeed.s3.eu-north-1.amazonaws.com/canpeak-resources/canpeak-resources-review-2025.html through intensive 6-month programmes that include support and mentoring. For over three decades we have applied the same investment philosophy consistently across our investment strategies. The views expressed reflect current market conditions and are subject to change without notice. Any references to taxation are based on current understanding and may change.
Sustainable Development Goals (SDGs) – A United Nations Initiative for all countries to adopt 17 goals that address global challenges including poverty, inequality, climate change, environmental degradation, and peace and justice. Statement of additional information (SAI) – The supplementary document to a prospectus that contains more detailed information about a mutual fund; also known as ‘Part B’ of the prospectus. Share classes – Classes represent ownership in the same fund but charge different fees. This can enable shareholders to choose the type of fee structure that best suits their particular needs. Relative risk and potential return – The amount of potential return from an investment as related to the amount of risk you are willing to accept. Portfolio manager – The person or entity responsible for making investment decisions of the portfolio to meet the specific investment objective or goal of the portfolio.